For every bank and brokerage account, there’s another financial statement to decipher.
15 monthly statements, and none of them seem to have met before.
Your son-in-law thinks you should buy this mutual fund. Your daughter wants you to sell the house. So much data. So much noise. How do you stay safe—without overreacting?
There is an order and a sequence to your affairs. When we work together, we’ll uncover them, cutting through the clutter to design an integrated investment strategy that works for your whole life.
Our services are customized for each client, in coordination with trusted advisors and family members. The process is designed to move you step-by-step from uncertainty to a single, integrated strategy.
1. The first chat.
Bring along an advisor or a family member or both, if you’d like. It’s good to meet and get comfortable with one another. We’ll be coordinating, collaborating, and speaking in the months and years to come.
2. Your ad-hoc advisor.
If you’d like to get my professional take or guidance on your specific situation, you can engage me for high-level feedback. Some people like to get a sense of how I work, and this gives them what they need to commit to putting together an integrated strategy.
3. Research and Discovery.
Although I’ll gather all the financial information I need, I’ll also take stock of what’s important to you emotionally. How do you want to live? What do you need to surround yourself with? Everything that matters to you is relevant. To give you a sense of the types of questions we will review with you, download the Discovery Questionnaire.
4. The Integrated Financial Plan.
You receive a customized, integrated, multi-generational financial plan and broadly diversified investment strategy. Your plan may also include cash management and budgeting guidance, collaboration with the income tax and estate planning process, goals-based retirement planning, strategic philanthropic plan design, insurance planning, and portfolio repair strategies. Read about my investment philosophy.
5. Deploy. Monitor. Educate.
When a client decides she’d like to work with me to implement and manage her financial strategy over time, she transfers her assets and opens accounts with our custodian who we work closely with to manage her assets under the guidance of &Wealth. I’ll deploy the strategy we developed, monitor it, and report back on that strategy over time. As life brings adjustments, a comprehensive financial plan may also require some adjustments over time.